Credit Card Processing for Businesses | Allied CardPay

Credit Card Processing

Accept Credit Card Payments Wherever You Do Business

Allied CardPay helps businesses accept credit and debit cards in person, online, by phone, through invoices, and inside connected software with merchant account and gateway options matched to how they sell.

One Account. Multiple Ways to Accept Cards.

Choose the equipment, gateway, checkout, and reporting tools that fit your business instead of forcing every payment into the same workflow.

RetailE-CommerceMobileInvoicesVirtual TerminalRecurring Billing
Payment acceptance

Credit card processing built around how your customers pay.

The right setup combines a merchant account, secure payment technology, pricing, equipment, reporting, and support appropriate for your sales channels.

Retail Credit Card Processing

Accept tap, dip, swipe, contactless, and PIN debit payments with countertop, wireless, mobile, or POS equipment.

Online Credit Card Processing

Connect secure checkout, hosted payment pages, shopping carts, payment links, and gateway tools to your online business.

Virtual Terminal & Gateway

Key in authorized transactions, send payment requests, manage recurring billing, and review activity through an online gateway.

High-Risk Credit Card Processing

Explore specialized underwriting and payment options for regulated, higher-chargeback, future-delivery, or harder-to-place businesses.

Clear Processing Pricing

Compare pricing structures based on your transaction mix, average ticket, volume, card types, equipment, and business risk profile.

Security & Reporting

Use tokenization, fraud controls, transaction reporting, settlement information, and PCI-focused tools appropriate for your setup.

What Happens After a Customer Pays?

The payment device or checkout securely submits the transaction for authorization. The card network routes it to the issuing bank, the approval or decline returns within seconds, and approved transactions are later settled into the merchant's business bank account.

AuthorizationNetwork RoutingApprovalBatchSettlement
1
Review Your Payment MixIdentify where payments happen, typical ticket size, monthly volume, card-present versus card-not-present activity, and recurring needs.
2
Select the Right SetupMatch the merchant account with compatible terminals, gateway, ecommerce integration, virtual terminal, or mobile acceptance tools.
3
Complete Underwriting and LaunchSubmit the application and supporting documents, configure the account, test the payment flow, and begin accepting transactions.

Ready to compare credit card processing options?

Tell us how your business accepts payments and Allied CardPay will help identify an appropriate merchant account and technology setup.

Get Started